India Post, the postal service of India, offers various savings schemes, including savings accounts, recurring deposit accounts, and time deposit accounts. While most of these accounts can be opened by visiting a post office branch, some can also be opened online. Follow these steps to open a post office account online:
Step 1: Visit the India Post Website
Open your web browser and go to the official India Post website.
Step 2: Click on “Internet Banking.”
On the homepage, click on the “Internet Banking” link located in the top menu bar. This will take you to the India Post Internet Banking page.
Step 3: Register for Internet Banking
To open an account online, you first need to register for India Post Internet Banking. Click on the “Register” button and follow these steps:
- Select “Savings Account” as the account type.
- Enter your account number, branch code, and CIF number (Customer Information File number, which can be found in your passbook).
- Fill in your personal details, including your name, address, email, and mobile number.
- Set your login credentials, including your username and password.
- Complete the verification process by providing the OTP (One-Time Password) sent to your registered mobile number.
Step 4: Log in to India Post Internet Banking
After successfully registering for internet banking, log in to your account using the credentials you set during registration.
Step 5: Open a New Account
Once logged in, navigate to the “Accounts” section and select “Open New Account.” Choose the type of account you wish to open (e.g., Savings Account, Recurring Deposit Account).
Step 6: Fill out the Application Form
Complete the online application form with the required details, such as:
- Personal information
- Nominee details
- Initial deposit amount
- Account operating instructions
Ensure that all the information provided is accurate and complete.
Step 7: Submit the Application
Review the application form and click on the “Submit” button. You will receive a confirmation message with your new account number.
Step 8: Fund Your Account
To activate your new account, you need to make an initial deposit. You can do this by transferring funds from your existing India Post Savings Account or by visiting your nearest post office branch.
Important Note
Please note that not all post office accounts can be opened online. For certain accounts, such as the Public Provident Fund (PPF) and National Savings Certificates (NSC), you may need to visit a post office branch to complete the account opening process.
By following these steps, you can conveniently open select post office accounts from the comfort of your home using India Post’s online banking facility.
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